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Wills, Trusts & Estates

As we work hard to build and protect our assets, we should secure our future and that of our loved ones. Securing your legacy is key. Planning for the future is not only a responsible step but also an act of love and care. We understand the intricate nature of Wills, Trusts, and Estates, and we are here to guide you through every step of this essential process.

Our services include:

WILLS

  • Drafting personalised Wills accurately reflecting your wishes and specific needs

TRUSTS

  • Consultation and advice.
  • Creation and administration of trusts.
  • Assisting clients in choosing the appropriate type of trust for their specific needs, such as, revocable trusts, irrevocable trusts, testamentary trusts, and charitable trusts.
  • Preparing necessary documentation.
  • Provision of ongoing support for the administration of the trust.
  • Declaration of trusts.

ESTATE

  • Consultation and advice.
  • Representing clients in taking out Grant of Probate/Letters of Administration in the shortest time possible.
  • Identifying asset types and advising accordingly based on the Probate and Administration Act and the Intestate Succession Act.
  • Resealing of foreign Grant of Probate/Letters of Administration.
  • Advising clients on the requirements and responsibilities involved in administering an estate.

Our beacon of expertise in this area has enabled us to achieve successful and favourable outcomes in the Apex Court, Singapore’s Court of Appeal, in contentious estate matters.

We are committed to transparent pricing and cost-effective solutions. Please reach out for a quote.

FAQ

1. Why make a Will?

  • A Will is one of the most important documents you will ever make in your lifetime. A Will is a legal document that lets you decide what happens to your money and your assets after your death. Your Will can determine:
    • Your choice of beneficiaries and when they will be entitled
    • Who you want to appoint as guardian to look after your young children.
    • Who you want to appoint as your executor to carry out your wishes.
    • The old Will is not revoked upon a divorce and it is essential to update your Will to reflect the new realities after divorce

2. What happens if you don’t leave a Will behind?

If you pass away without a Will, you will be deemed to have died “intestate”. In such a situation, your money and assets will be distributed according to the Intestate Succession Act – you will have no say in who is appointed to administer your estate and who will inherit your money and assets. This may not be the way you want your assets to be controlled and distributed.

3. What are the duties and responsibilities of an executor of a Will or an Administrator?

The executor or administrator must first determine what assets or debts the deceased left behind. Then he or she must settle the debts (if any). He or she must then collect the assets and distribute them according to the Will or the intestacy law.

4. What happens if there is more than one Will or if I cannot find the Will?

If there are multiple Wills, the latest one should supersede the earlier one. A determination may have to be made based on the deceased’s final intention. 

If you cannot find the Will, a search can be conducted in the Wills Registry or other places before applying for a grant to be issued based on a certified copy of the Will. Without a certified true copy, the assets will have to be distributed according to the intestacy law.

5. How can I revoke or amend an existing Will?

As long as you are mentally competent you can revoke or amend a Will and we will advise you on the procedure involved.

6. My parent, spouse or sibling is dead. What must I do to administer their property?

  • If the deceased left a Will behind, you should apply for a Grant of Probate. The executor or executors named in the Will must take the original Will to the lawyer for the lawyer to apply for the Grant of Probate.
  • If the deceased did not leave behind a Will, the deceased’s spouse or family members can apply for the Grant of Letters of Administration by instructing lawyers.

7. How long does it take to obtain the Grant of Probate/Letters of Administration?

It typically takes around 3-4 months to complete the process, or longer depending on the complexity and assets left behind.

8. Can I include digital assets in a Will?

Yes, however certain safeguards are required and disclosure of relevant information in order to effectively cater to such assets.

9. What is a Testamentary Trust?

  • A trust is a legal framework in which you (the settlor) give a trusted person (the trustee) the right to hold title to property or assets for the benefit of others (the beneficiaries).
  • A testamentary trust is set up in your Will.
  • A testamentary trust allows you to set aside a portion of the estate for your children or grandchildren’s education and to provide them with an income.
  • Assets placed in a trust may give your beneficiaries protection against their creditors and in divorce proceedings.
  • A Testamentary Trust takes effect only upon your death.

10. What is a living Trust?

You set up a trust in which you (the settlor) give a trusted person (the trustee, who could be you as well) the right to hold title to property or assets for the benefit of others (the beneficiaries) while you are alive.

The advantage of a living trust is that your spouse, in the event of a divorce or your creditors cannot make claim on those assets placed under the trust.

The disadvantage of the living trust is that as a trustee, you will lose control over your assets because you have to act in the best interest of the trust at all times. Stamp duty and other charges may also be payable in certain instances.

11. Who is entitled to apply for Grant of Letters of Administration?

Usually, one or more of the deceased’s family members. If there is a dispute as to who should apply then the court will make a decision.

12. How many administrators are required for a Letter of Administration application?

If there are beneficiaries below 21 years, two administrators are required. If not, one will do. There cannot be more than four. If there is more than one, they must all act together at all times.

13. What is the validity of the Grant of Letters of Administration?

There is no time limit. However, the administrator must call in and distribute the assets as soon as possible. If the deceased owns a property, it must be sold or transferred within 6 years from the death of the deceased otherwise the administrator will be required to apply for court sanction to sell the property. If it is a HDB flat, the HDB will usually require that the flat be sold sooner than that.

14. If there are beneficiaries below 21 years of age, for how long must the administrators administer the estate?

They must do so until the last of the beneficiaries attain 21 years of age.

15. Who has priority when applying for a Letters of Administration?

The beneficiary who has prior right e.g. a surviving spouse or parents of the siblings of the deceased if the deceased did not have children.

16. Must the administrators provide sureties for their proper administration of the estate?

Yes, if there are beneficiaries below the age of 21. However, an application can made for the dispensation of sureties and the court will usually accede to such requests if it is almost impossible to get a surety.

Notwithstanding that, if the estate comprises a high value asset, and there is a real risk of the administrator dissipating the asset, the court may insist on the surety being provided.

17. What if I do not know what assets the deceased left behind?

Usually, the deceased would have left some documents evidencing the assets. When you apply for Grant of Letters of Administration, the law firm would usually write to all the local banks, insurance companies and the Central Depository Pte Ltd to ascertain whether the deceased held any shares. Property searches can also be carried out to determine if any property was owned by the deceased.

18. What if the assets left behind by the deceased exceeds $3 million?

The application for the Grant of Letters of Administration must be made in the Family Division of the High Court.

19. What if the deceased leaves behind properties in Singapore and other countries?

There are two options. Firstly, an application for a Grant of Letters of Administration can be taken out in each jurisdiction. However, if that is not possible, a Grant obtained in Singapore can be used to obtain a Resealing of the Grant in another Commonwealth country or vice versa.

20. What happens if the sole or one of two administrators had passed away without the estate being administered?

An application has to be made in court for the deceased administrator to be replaced by a suitable person.

21. What if the deceased leaves behind a Will naming me as the executor?

You will have to apply for a Grant of Probate of the Will and upon getting it proceed to administer the estate in accordance with the Will.

22 What is the difference between a mirror Will and a mutual Will?

A mirror Will is a Will made by two persons who make two separate Wills but the terms of which are identical.

A mutual Will is a Will made by two persons which is binding on the two of them i.e. the survivor would not be able to make another Will which differs in terms from the mutual Will.

23. If Probate of a Will is given in Malaysia, can I get a fresh grant of probate for the assets in Singapore without resealing the Malaysian Grant?

No. The Malaysian court keeps the original Will. You can only apply for a Grant of Probate in Singapore if you have the original Will. If you are unable to obtain the original Will from the Malaysian court, you would have no choice but to apply for a resealing of the Malaysian Grant here.

24. What if one or both executors pass away without administering the estate?

The surviving executor or the executor of the executor who died later can administer the estate on his or her own.

25. What if all the executors of the estate pass away or if the executor does not wish to take up the appointment?

A member of the deceased family can apply for Letters of Administration with Will Annexed. In this case the administrator must follow the instructions in the Will on the distribution of the assets and not the intestacy rules.

26. What if someone challenges the Will on the ground that the deceased did not have mental capacity or was subject to undue influence when making the Will?

A court application will be required. This is what is known as contentious probate application. The court will decide on the validity of the Will after a trial or hearing.

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